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Tags: relationships, marriage, money matters
Making marriage healthy and stable definitely takes a lot of work. You have to be sure that intimacy is up on its level and not to mention the compromises and sacrifices you have to make in order for it to last. Another factor that couples need to settle and agree upon is about money matters.
Money matters in marriage should never be taken for granted. If money matters is neglected in the marriage it could be a source of major argument and fight. Some couples especially working one’s finds talking about monetary stuff quite sensitive and delicate that’s why they tend to be independent when handling their own accounts.
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 This kind of set up can only work overtime since marriage involves a lot of changes and expansions. It is a must for husbands and wives to be on the same side when it comes to monetary issues. Discussing money matters in marriage will protect the couple from sudden collapse of economic problems and not to mention being financially secure and safe about the future.
It is important to keep in mind though that money should never keep the couple a part, they should never allow money to enslave them or control them. The best way to settle money matters is to openly discuss the income and expenses and be sure to be transparent about it.
Laying out the facts of income and expenses will help the couple see the real picture if they are spending their cash wisely or not. If the expenses exceeds both your income then another set of discussion is required. This time the couple should need to decide on what to compromise.
The couple should list and go over with their needs and wants list in order for them to have a secure financial future. After going over the needs and wants list the couple should commit to their agreement and help each other out. Careful monitoring of credit card usage is also important.
Another way of settling money matters is to include saving in your budget. This savings should have a goal like a one-year or three-year goal. Setting aside some money for emergency is very important. With today’s economic problem it is practical to have some savings. Another way of settling money matters is checking assets and liabilities.
Looking at your assets and liabilities will give you the whole picture of your future or your children’s future. If your liabilities are far of your head then you have to make some action plan for it. This one advantage of checking your assets and liabilities, it will give a forecast and feasibility study of your finances for the future.
Through financial feasibility study you will be able to identify liabilities that you cannot pay for the month. For example, according to your data you won’t be able to pay your credit card bill for the next two months. In order to save yourself from staggering interest, you consult the credit card company to ask for a help and assistance for a better and practical solution.
Money matters is one aspect of marriage that a couple should unite, they should not allow money to break them a part because it is definitely not worth it.
About the author
The author of this article, Ruth Purple, is a successful Relationship Coach who has been helping and coaching individuals and couples for many years. Ruth recently published an easy to follow course on how to get your cheating spouse back. Click here to get more info about Winning Your Man Back From Infidelity.
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